The death of a loved one is one of the most traumatic
and trying times in anyone's life. Families may be overwhelmed by the
sense of loss, grief and confusion...not to mention the legal and
financial details. Funeral decisions involving important questions of
appropriateness, desirability and affordability are even more difficult
at the time of death. Yet, all to often, this is exactly when these
important, difficult questions must be made, and by those who are
already under a great deal of stress. Although we know that death is
inevitable, we don't like to think about it. We especially don't like
to plan for it. Thus, the burden is thrust upon surviving family
members to make decisions.
By making your funeral arrangements now, you can spare your loved ones
the burden of having to do it under stressful conditions. Advanced
planning can help make a difficult time a little easier on those you
care so much about, and you are insured that your own personal wishes
are made known.
When you plan your funeral arrangements in advance, you're giving your
family more than just a record of your service wishes. You're also
telling them how much they mean to you. Planning ahead takes so little
time, yet it gives your family what they'll need most. Time together
and Time to heal... Our trained staff members are available to discuss
your funeral plans with you and record your wishes before they're
needed. What a gift to give your family and yourself!
Over the past few years, a great many people have expressed an interest
in planning their funeral or the funeral of a relative or friend in
advance. These people have realized, for various reasons, one or
several benefits of planning ahead.
When people plan ahead, and much of the time pre-finance their funeral,
they want to deal with a firm that will be here in the future to honor
their agreement. We at the Pence~Reese Funeral
Home have been serving area families for many
generations and have established a reputation as caring professionals
providing superior service. For this reason, hundreds of people have
made their arrangements with us, knowing that we will be here in the
future to carry out their wishes.
We have prepared this as a helpful guide to explain the various ways
one can plan ahead, to cover some reasons for pre-planning, and to give
you some idea of where to begin if you wish to plan your funeral.
Before we go any further, we need to define
the term Pre-planning and Pre-financing:
- Pre-planning simply means that service
choices are made and possible merchandise chosen in advance of need. In
order to make practical, sensible pre-planned choices; facts about
funeral services are necessary. We can provide you with information
concerning the various choices available to you. You may express your
preferences for the services, and even make your selection of the
casket, vault, and other available merchandise. We will keep a record
of your wishes for the future need.
- Pre-financing is the setting aside of funds
designated for funeral expenses into an insured burial account. There
are several ways that pre-financing can be handled. Some people wish to
deposit a certain amount to be applied with other funds, such as
insurance, to cover expenses. Others deposit a small amount and make
payments of the amount of their choice over a period of time. In both
cases, growth accumulated is applied to their account for funeral
expenses.
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Why you should plan ahead.
Relieve your family of the burden of facing complicated decisions at a
difficult time. There are nearly 50 decisions that must be considered
when planning funeral arrangements, so it is important to organize all
your important information and express your wishes to free your family
from having to attend to the tedious details and paperwork when they
need to confront the loss of a loved one. Guard against overspending by
designating only the amount that you want spent. By pre-planning,
you're able to make these type of decisions when your mind is more at
ease.
Going into a retirement or nursing home. Today, over half of all
nursing home residents receive Public Aid benefits. Before going on
public aid, funeral arrangements should be made to assure an individual
that funds are available for their loved ones. If you would fail to
make arrangements before going on public aid, personal funds are
limited to only $1,500. With advance arrangements with us, one can
provide for a funeral of one's choice. So by making arrangements prior
to applying for public aid, one can save money by pre-planning. Many
people live alone with no local family to be consulted in the event of
their unexpected death at home. By pre-planning, these people are
assured that their wishes will be carried out, regardless of who may be
present and making the first stage of decisions following a sudden
death.
We also handle many services annually of people who were born and
raised here and have moved out of the area to start careers and many
who have lived here most of their life but moved away at retirement to
be with children. Most people wish to be returned to their hometown for
funeral services and burial. By pre-planning their services with us,
many are relieved to know that we can handle all of their arrangements,
regardless of their location, by calling us first when death occurs.
Most people at one time in their life, make out a Will. While getting
their affairs in order, it is at this point that many people have
completed organizing their affairs by pre-planning their funerals. When
writing a Will, one should remember that funeral preferences should be
made separate because most of the times Wills are not read until after
the funeral. A pre-planned funeral plan at Pence - Reese Funeral Home
is kept confidential and its contents revealed only to finalize funeral
arrangements when the need arises.
After the death of a spouse. Many have pre-planned their funerals after
the death of a spouse because making funeral arrangements is fresh in
one's mind and they are more conscious of the reality of death than
ever before. Many people have been relieved to plan their services at
this time knowing that their service can be as similar as possible to
that of their family member.
Please complete the form below for
more information
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